If you aren’t sure what your homeowner’s insurance covers, ask your agent

Published: September 2

Imagine my surprise when the earth started to shake recently. That surprise was only equaled when I pulled out my 25-page, single-spaced homeowner’s insurance policy and began reading. It quickly became evident that deciphering what was covered and what was not covered was no easy task.
Just what is homeowner’s insurance? How much insurance do I need? What does it exclude? How can I make sure that all my reasonably foreseeable risks are covered by insurance?

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